.operatorBar{color:#59616d;border-top:1px solid #e4e7eb;max-width:1180px;margin:34px auto 0;padding:22px 24px}.operatorBar p{line-height:1.65}.operatorBar>a{color:inherit;margin:4px 0 12px;font-weight:700;display:inline-block}.operatorBar small{color:#707782;display:block}@media (width<=720px){.operatorBar{margin:24px 14px 0}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.block{display:block}.hidden{display:none}.table{display:table}}.ad-slot-shell{width:100%;overflow:visible}.ad-slot-shell--top,.ad-slot-shell--content{height:auto}.ad-slot-shell--bottom{min-height:180px}.ad-slot-shell[hidden],ins.adsbygoogle[data-ad-status=unfilled]{display:none!important}.adsense-banner--top{min-height:110px!important;max-height:none!important;margin-top:10px!important;margin-bottom:20px!important}.adsense-banner--top ins.adsbygoogle{min-height:80px!important;max-height:none!important}.adsense-banner--content{min-height:120px!important;max-height:none!important;margin-top:28px!important;margin-bottom:28px!important}.adsense-banner--content ins.adsbygoogle{min-height:90px!important;max-height:none!important}@media (width<=640px){.adsense-banner--top{min-height:90px!important;max-height:none!important;margin-bottom:16px!important}.adsense-banner--content{min-height:100px!important;max-height:none!important;margin:22px auto!important}}.guide-thumbnail{aspect-ratio:16/9;object-fit:cover;border-radius:18px 18px 10px 10px;width:calc(100% + 36px);height:auto;margin:-18px -18px 18px;display:block}:root{--ink:#151515;--muted:#626262;--paper:#fffdf9;--soft:#fff3e9;--line:#eadfd5;--orange:#ff5a1f;--orange-dark:#d83b06;--cream:#fff7ef;--green:#087f5b;--shadow:0 18px 50px #522d161a}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);word-break:keep-all;margin:0;font-family:Pretendard,Noto Sans KR,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:19px;line-height:1.75}a{color:inherit;text-decoration:none}.site-header{border-bottom:1px solid var(--line);z-index:20;background:#fffdf9f5;grid-template-columns:auto 1fr auto;align-items:center;gap:28px;min-height:82px;padding:14px max(24px,50vw - 590px);display:grid;position:sticky;top:0}.brand{align-items:center;gap:12px;min-width:max-content;display:flex}.brand-mark{background:var(--orange);color:#fff;border-radius:14px;justify-content:center;align-items:center;width:50px;height:50px;font-size:25px;font-weight:900;display:flex}.brand b,.brand small{display:block}.brand b{font-size:17px}.brand small{color:var(--muted);font-size:12px}.site-header nav{justify-content:center;gap:20px;display:flex}.site-header nav a{font-size:15px;font-weight:700}.official-link,.inline-button{background:var(--ink);color:#fff;border-radius:12px;padding:11px 16px;font-size:15px;font-weight:800}.topic-strip{border-bottom:1px solid var(--line);scrollbar-width:none;background:#fff;gap:8px;padding:10px max(24px,50vw - 590px);display:flex;overflow-x:auto}.topic-strip a{background:var(--cream);border:1px solid var(--line);white-space:nowrap;border-radius:999px;padding:7px 13px;font-size:14px;font-weight:700}.topic-strip .coupon-strip-link{background:var(--ink);border-color:var(--ink);color:#fff}.coupon-promo{background:linear-gradient(135deg,#fff2e8,#fffaf5);border:1px solid #ffd4be;border-radius:28px;max-width:1132px;margin:34px auto 64px;padding:34px}.coupon-promo-heading{max-width:820px}.coupon-promo-heading h2{letter-spacing:-.045em;margin:8px 0 14px;font-size:clamp(30px,4vw,46px);line-height:1.25}.coupon-promo-heading>p:not(.eyebrow){color:var(--muted)}.coupon-offer-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:28px;display:grid}.coupon-offer{border:1px solid var(--line);background:#fff;border-radius:18px;flex-direction:column;min-height:285px;padding:22px;display:flex}.coupon-offer>span{color:var(--orange-dark);font-size:13px;font-weight:900}.coupon-offer h3{margin:10px 0;font-size:24px;line-height:1.3}.coupon-offer p{color:var(--muted);font-size:15px}.coupon-offer strong{letter-spacing:.04em;text-align:center;background:#f7f4ef;border:1px dashed #b8ab9e;border-radius:10px;margin-top:auto;padding:10px;font-family:ui-monospace,SFMono-Regular,Consolas,monospace;font-size:19px}.coupon-offer-actions,.coupon-promo-actions{gap:8px;margin-top:12px;display:flex}.coupon-offer-actions button,.coupon-offer-actions a,.coupon-promo-actions button,.coupon-promo-actions a{border:1px solid var(--ink);cursor:pointer;font:inherit;text-align:center;border-radius:10px;flex:1;padding:10px 12px;font-size:14px;font-weight:850}.coupon-offer-actions button,.coupon-promo-actions button{color:var(--ink);background:#fff}.coupon-offer-actions a,.coupon-promo-actions a{background:var(--orange);border-color:var(--orange);color:#fff}.coupon-disclosure,.coupon-promo>small{color:#6b625a;margin:20px 0 0;font-size:13px;display:block}.coupon-promo--compact{grid-template-columns:1fr auto;align-items:center;gap:10px 22px;margin-top:14px;margin-bottom:34px;padding:22px 26px;display:grid}.coupon-promo--compact span,.coupon-promo--compact b,.coupon-promo--compact p{display:block}.coupon-promo--compact span{color:var(--orange-dark);font-size:13px;font-weight:900}.coupon-promo--compact b{font-size:22px}.coupon-promo--compact p{color:var(--muted);margin:2px 0 0;font-size:15px}.coupon-promo--compact small{grid-column:1/-1;margin-top:0}.hero,.article-hero,.section,.article-layout,.quick-grid{max-width:1180px;margin-left:auto;margin-right:auto}.hero{grid-template-columns:1.25fr .75fr;align-items:center;gap:54px;min-height:620px;padding:88px 24px;display:grid}.eyebrow{color:var(--orange-dark);letter-spacing:.04em;margin:0 0 12px;font-size:14px;font-weight:900}.hero h1,.article-hero h1,.policy-page h1{letter-spacing:-.055em;margin:0 0 24px;font-size:clamp(42px,6vw,76px);line-height:1.07}.hero h1 em{color:var(--orange);font-style:normal}.hero-copy>p:not(.eyebrow){color:var(--muted);max-width:650px;font-size:21px}.hero-actions{flex-wrap:wrap;gap:12px;margin:30px 0 16px;display:flex}.hero-actions a{border:2px solid var(--ink);border-radius:14px;min-height:54px;padding:11px 20px;font-weight:900}.hero-actions a:first-child{background:var(--orange);border-color:var(--orange);color:#fff}.hero-copy small{color:var(--muted)}.answer-box{background:var(--ink);box-shadow:var(--shadow);color:#fff;border-radius:28px;padding:34px}.answer-box>span{color:#ffb797;font-size:14px;font-weight:900}.answer-box h2{margin:12px 0;font-size:30px;line-height:1.35}.answer-box p{color:#d6d6d6}.answer-box a{color:#ffb797;font-weight:900}.quick-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;padding:0 24px 80px;display:grid}.guide-card{border:1px solid var(--line);background:#fff;border-radius:20px;min-height:260px;padding:25px;transition:transform .18s,box-shadow .18s;display:block;box-shadow:0 8px 30px #522d160d}.guide-card:hover,.guide-card:focus-visible{box-shadow:var(--shadow);transform:translateY(-3px)}.guide-card>span{color:var(--orange-dark);font-size:13px;font-weight:900}.guide-card h3{letter-spacing:-.03em;margin:12px 0;font-size:23px;line-height:1.35}.guide-card p{color:var(--muted);font-size:16px}.guide-card>b{color:var(--orange-dark);font-size:15px}.section{padding:90px 24px}.section h2,.article-body h2,.faq h2,.policy-page h2{letter-spacing:-.045em;font-size:clamp(30px,4vw,48px);line-height:1.25}.intro-section{background:var(--soft);border-radius:34px;max-width:1132px}.step-grid{grid-template-columns:repeat(3,1fr);gap:14px;margin-top:38px;display:grid}.step-grid article{background:#fff;border-radius:18px;min-height:220px;padding:24px}.step-grid article>b{background:var(--orange);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:38px;height:38px;display:flex}.step-grid h3{font-size:21px}.step-grid p{color:var(--muted);font-size:16px}.trust-section{grid-template-columns:.9fr 1.1fr;align-items:start;gap:50px;display:grid}.trust-section ul{margin:0;padding:0;list-style:none}.trust-section li{border-bottom:1px solid var(--line);padding:18px 0 18px 38px;font-weight:700;position:relative}.trust-section li:before{color:var(--green);content:"✓";font-weight:900;position:absolute;left:6px}.all-guides .quick-grid{padding:20px 0 0}.article-hero{grid-template-columns:1.15fr .85fr;gap:36px;padding:76px 24px 60px;display:grid}.article-hero h1{font-size:clamp(40px,5vw,64px)}.article-hero>div>p:not(.eyebrow){color:var(--muted);font-size:20px}.article-hero>div>span{color:var(--muted);font-size:14px}.article-hero aside{background:var(--soft);border-left:5px solid var(--orange);border-radius:18px;align-self:end;padding:26px}.article-hero aside b{color:var(--orange-dark)}.article-layout{grid-template-columns:minmax(0,1fr) 330px;align-items:start;gap:38px;padding:20px 24px 100px;display:grid}.article-body{min-width:0}.toc{background:#f7f4ef;border-radius:18px;gap:8px;margin-bottom:52px;padding:24px;display:grid}.toc a{color:#454545;font-size:16px}.article-body>section,.article-section-group>section{border-bottom:1px solid var(--line);padding:22px 0 42px;scroll-margin-top:130px}.article-body h2{font-size:34px}.article-body p,.policy-page p,.policy-page li{color:#343434}.article-body li{margin:9px 0}.note{background:#fff2d8;border-radius:14px;margin-top:20px;padding:16px 18px;font-weight:800}.source-box{border:1px solid var(--line);background:#f4f7fb;border-radius:18px;margin-top:36px;padding:24px!important}.source-box h2{margin:4px 0 12px;font-size:28px}.source-box a{color:var(--orange-dark);text-underline-offset:3px;font-weight:850;text-decoration:underline}.official-cta{background:var(--ink);color:#fff;border-radius:22px;justify-content:space-between;align-items:center;gap:24px;margin:36px 0;padding:26px;display:flex}.official-cta p{color:#d7d7d7;margin:6px 0 0;font-size:15px}.official-cta a{background:var(--orange);border-radius:12px;min-width:max-content;padding:12px 16px;font-size:15px;font-weight:900}.faq details{border-top:1px solid var(--line);padding:18px 2px}.faq summary{cursor:pointer;font-size:19px;font-weight:850}.related{gap:14px;display:grid;position:sticky;top:130px}.related .guide-card{min-height:auto;padding:18px}.related .guide-card h3{font-size:18px}.related .guide-card p{display:none}.all-link{color:var(--orange-dark);padding:8px;font-weight:900}.policy-page{max-width:850px;min-height:620px;margin:0 auto;padding:90px 24px}.policy-page h1{font-size:54px}.site-footer{color:#fff;background:#171717;grid-template-columns:1fr auto;gap:40px;padding:54px max(24px,50vw - 590px);display:grid}.site-footer p{color:#bcbcbc;max-width:720px;font-size:14px}.site-footer nav{gap:8px;font-size:14px;display:grid}@media (width<=980px){.site-header{grid-template-columns:1fr auto}.site-header nav{display:none}.hero{grid-template-columns:1fr}.quick-grid,.step-grid{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:1fr}.related{grid-template-columns:repeat(3,1fr);position:static}.coupon-offer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=700px){body{word-break:normal;font-size:19px}.site-header{gap:12px;min-height:70px;padding:10px 16px}.brand-mark{border-radius:11px;width:44px;height:44px}.brand b{font-size:15px}.official-link{padding:10px 12px;font-size:13px}.topic-strip{padding-left:16px;padding-right:16px}.hero{gap:35px;min-height:auto;padding:55px 18px 65px}.hero h1,.article-hero h1{font-size:42px}.hero-copy>p:not(.eyebrow){font-size:18px}.hero-actions{display:grid}.hero-actions a{justify-content:center;align-items:center;min-height:56px;display:flex}.answer-box{border-radius:22px;padding:25px}.answer-box h2{font-size:25px}.quick-grid,.step-grid,.trust-section,.article-hero,.related,.site-footer{grid-template-columns:1fr}.coupon-promo{border-radius:0;margin:24px 0 48px;padding:28px 18px}.coupon-offer-grid,.coupon-promo--compact{grid-template-columns:1fr;display:grid}.coupon-offer{min-height:auto}.coupon-promo-actions{width:100%}.quick-grid{padding:0 18px 60px}.guide-card{min-height:auto}.section{padding:65px 18px}.intro-section{border-radius:0}.article-hero{padding:55px 18px 35px}.article-layout{padding:15px 18px 70px}.article-body h2{font-size:29px}.official-cta{flex-direction:column;align-items:stretch}.official-cta a{text-align:center}.policy-page{padding:60px 18px}.policy-page h1{font-size:40px}.site-footer{padding:45px 20px}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}.reviewPanel{background:#fff;border:1px solid #e4e7eb;border-radius:18px;grid-template-columns:1fr auto;align-items:center;gap:6px 22px;max-width:1180px;margin:18px auto;padding:18px 24px;display:grid}.reviewPanel b{font-size:20px}.reviewPanel p{color:#59616d;margin:6px 0;line-height:1.65}.reviewPanel>a{color:#fff;background:#ef5b25;border-radius:10px;grid-area:1/2/3;padding:12px 16px;font-weight:800;text-decoration:none}.reviewPanel small{color:#707782;border-top:1px solid #eceef1;grid-column:1/-1;padding-top:10px}@media (width<=720px){.reviewPanel{margin:14px;display:block}.reviewPanel>a{text-align:center;margin:14px 0;display:block}}.footer-owner{color:#fff;border-top:1px solid #ffffff2e;flex-basis:100%;width:100%;margin:20px 0 0;padding-top:16px;font-size:14px;line-height:1.7}.adsense-banner{clear:both;text-align:center;flex-direction:column;justify-content:center;align-items:stretch;width:min(1120px,100% - 32px);min-height:142px;margin:34px auto;padding:12px 0;display:flex;overflow:hidden}.adsense-label{color:#7b8494;margin-bottom:8px;font-size:11px;line-height:1;display:block}.adsense-banner ins.adsbygoogle{width:100%;min-width:250px;min-height:100px}.adsense-banner--top{border-bottom:1px solid var(--line);max-height:280px;margin-top:12px;margin-bottom:12px}.adsense-banner--content{margin-top:48px;margin-bottom:48px}.adsense-banner--bottom{margin-top:54px;margin-bottom:54px}.article-body .adsense-banner{width:100%}@media (width<=640px){.adsense-banner{width:calc(100% - 24px);min-height:122px;margin:26px auto;padding:8px 0}.adsense-banner ins.adsbygoogle{min-height:90px}.adsense-banner--top{max-height:220px;margin-top:8px;margin-bottom:8px}.article-body .adsense-banner{width:100%}.adsense-banner--content,.adsense-banner--bottom{margin-top:36px;margin-bottom:36px}}.richArticle{color:#2d211b;font-size:17px;line-height:1.85}.richArticle h2{margin:48px 0 16px;font-size:30px;line-height:1.35}.richArticle h3{margin:30px 0 10px;font-size:21px}.richArticle p{margin:0 0 18px}.richArticle ul,.richArticle ol{margin:12px 0 24px;padding-left:26px}.richArticle li{margin:7px 0}.richArticle blockquote{background:#fff2ea;border-left:5px solid #ff5a00;border-radius:12px;margin:22px 0;padding:18px 22px}.richTableWrap{margin:22px 0;overflow-x:auto}.richTable{border-collapse:collapse;width:100%;min-width:620px}.richTable th,.richTable td{text-align:left;vertical-align:top;border:1px solid #eeddd3;padding:13px}.richTable th{background:#fff2ea}.richArticle a{text-underline-offset:3px;font-weight:750;text-decoration:underline}.richArticle code{background:#f7eee8;border-radius:6px;padding:2px 6px}.article-thumbnail{border-radius:24px;width:100%;max-width:800px;height:auto;display:block;box-shadow:0 15px 36px #5b32151c}.richArticle a{color:#c23b00;font-weight:800}.richArticle a:hover{color:#8e2c00}
